Gizmo Secure

1. Definitions –
Insured Equipment – New Mobile Handset / Tablets (Mobile Device) / Portable Devicelegally imported in India, purchased through an official channel supported by a valid proof of purchase.
Sum Insured – Cost of equipment only as per the purchase invoice including GST
Beneficiary – Purchaser of the mobile device as per the purchase invoice. However, beneficiary of the mobile device can be direct family members viz. his/ her spouse, children or parents.
If the purchaser is a “Company”, beneficiary shall mean any representative / employee of the company authorized to use the mobile device.
2. Cover –
One Time Screen Replacement due to Accidental Damage only, subject to Terms and Conditions, definitions and Exclusions as mentioned in Certificate.
3. Conditions –
a. Geographical Limit – India
b. Policy is not transferable.
c. Policy must be bought within 30 Days from the date of new device sale.
d. In case of Accidental Damage, notify Service Provider within 48 hours from the time damage has taken place.
e. The request for change in IMEI No. / Serial No. should be intimated to the insurer not later than 30 days after replacement in case of DOA / Swap.
f. Any correction (Spelling mistake) in policy holder’s name should be intimated within 7 days from the date of policy sale supported with a valid identity proof.
g. Policy issued on a reinstatement basis.
h. Claim settlement in case of Total Loss will be done by replacement/ like to like device.
4. Salvage - NA
5. Excess – 2.5% of Claim Value, Minimum Rs.500/- for every claim for total loss cases.
6. Total Loss – On Total Loss, Like to Like mobile devices would be provided.
7. Partial Loss - Maximum liability shall be cost of repair and / or replacement, subject to policy excess. If the repair cost or maximum liability at the time of loss exceeds the total loss settlement, insurer shall settle the claim on Total Loss basis under BER (Beyond Economic Repair). If the repair value is more than the net claim payable, beneficiary has to bear the difference between repair value and approved amount.
8. Depreciation – There will be No Depreciation applicable.
9. Period of Risk - Period of Risk shall mean a continuous period of 12 months commencing from the date of purchase of protection plan from WideCare by the first buyer of
the product.
10. Claim Process –
If you need to make a Claim for loss incurred damage under the policy, please call on 022-40885722 or email to support@widecare.in.
11. Documents Required while Accidental Damage Claim Intimation –
a. Purchase Invoice
b. Policy Certificate
c. Claim Form
d. Photographs of Damaged Device (IMEI No. / Serial No. should be clearly visible)
e. Repairs estimate issued by Brand Authorized Service Centre.
f. Cancelled Cheque of Insured.
If a Claim is in any respect fraudulent and / or if any false declaration is made or used in support thereof and / or if any fraudulent means or devices are used by the insured or any one acting on his behalf to obtain benefit under this policy, then all benefits under this policy shall be forfeited.

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